This privacy notice for iOS App Club At UNC (”Organization”, “we”, “us” or “our”), describes how and why we might collect, store, use and/or share your information when you use our services(“Services”), such as when you:
Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at dev@appteamcarolina.com
This summary provides key points from our privacy notice, but you can find out more details about any of these topics by further reading this privacy notice in depth.
When you visit, use or navigate our Services, we may process personal information depending on how you interact iOS App Development Club At UNC and the Services, the choices you make, and the products and features you use. Visit our personal information section to learn more.
We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law. Visit our sensitive information section to learn more.
We use Plaid API to collect bank transaction information and bank account balances. Visit our sensitive information section to learn more.
We process your information to provide, improve and administer our Service, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.
We use Plaid API to connect to your bank account by having the user go through Plaid’s Onboarding where they are required to connect to their online mobile bank account. In some cases, this may result in Plaid having access to a user’s login credentials. Visit section 3 to learn more.
We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal or modify your information. Visit our security section to learn more.
Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Visit our privacy rights section to learn more. How do you exercise your rights? The easiest way to exercise your rights is by deleting the app, such that all your personal information will be deleted and we will not have access to it. You can also contact us with any issues. We will consider and act upon any request in accordance with applicable data protection laws
Personal information you disclose to use We collect personal information that you voluntarily provide to us when you express an interest in obtaining information about us or our product and Services, when you participate in activities on the Services, or otherwise when you contact us. Sensitive information: When necessary, with your consent or otherwise permitted by applicable law, we process the following categories of sensitive information:
Application Data: If you use our application, we may also collect the following information if you choose to provide us with access or permission:
This information is primarily needed to maintain the security and operation of our application, for troubleshooting and for our internal reporting purposes. All personal information that you provide to us must be true, complete and accurate.
We process your information to provide, improve and administer our Services, communicate with you , for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your personal information for a variety of reasons, depending on how you interact with your Services, including: Allowing the user to interact with their bank transactions: We pull in bank transactions from the user’s bank account to allow the user to categorize the transaction and view it in the transactions list. Allow the users to view their bank account balance Construct data visualization line graph to represent the user’s cumulative spending habits Construct data visualization bar graph to represent how much the user has spent in the categorize they’ve chosen.
We may need to share your personal information in the following situations: In many cases, after the user has linked to their financial institution, Plaid does not store or access your account credentials. Instead, your financial institution provides Plaid with a type of security identifier, which permits Plaid to securely reconnect to your financial institution at regularly scheduled intervals to the application and services up-to-date. In other cases, linking to your financial institution using Plaid may require you to provide your login credentials to Plaid.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible(for example, because your personal information has been stored on your personal device which we cannot access or control), then we will prompt you with instructions on how to delete your information. You are able to delete personal information such as transaction information by deleting the app as it is stored on your personal device.
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: https://ec.europa.eu/newsroom/article29/items/612080. Withdrawing your consent: We are relying on your consent to process your personal information, which may be expressed and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us or deleting the app, which will delete your personal information as well as stop any access to any credentials given during the onboarding process. If you have questions or concerns about your privacy rights, you may email us at dev@appteamcarolina.com.
In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below. If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).
CCPA Privacy Notice The California Code of Regulations defines a "resident" as: (1) every individual who is in the State of California for other than a temporary or transitory purpose and (2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose All other individuals are defined as "non-residents." If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information.